Whether you have your own RIA or are affiliated with ours, Securities America has a wide range of programs, services and tools to provide you with everything you need to provide a best-in-class experience for your clients.

Many broker/dealers are promoting the “Hybrid RIA” option as though it is a new solution; it’s not. Securities America has offered advisors the ability to conduct commission and advisory business on one consolidated platform since 1994. If you conduct commission-based business with Securities America, Inc. and fee-based business through either Securities America Advisors, Inc. or your own RIA, you can manage all of your client’s assets on one platform, making it much easier to get a clear picture of overall holdings. You can even give your clients Web access as well.

Securities America Advisors, Inc. offers a complete line of flexible, fee-based advisory programs so you can design portfolios to meet the needs of each of your clients. Our sophisticated trading and rebalancing system helps advisors construct and modify portfolios efficiently, and our business development staff can assist you with your marketing plan. Contact one of our consultants at 800-989-8441 and request a copy of our “Guide to Fee-Based Services” which contains detailed information about all of our fee-based programs.

• Managed Opportunities® Advisor Directed – This is an expansion of the Managed Opportunities program (discussed under "Third-Party Money Management" below) that gives you the ability to create your own self-directed investment models using mutual funds or individual securities. Plus, you can incorporate your investment models with those of the Managed Opportunities third-party money managers.
  
  The really exciting part of the Advisor Directed option is that you have the ability to create an investment policy statement/proposal that combines any or all of the different investment strategies. So, you could mix your investment strategy with that of a mutual fund wrap manager, and generate one consolidated proposal and investment policy statement for your client. All trading is done through the Managed Opportunities platform.

• Managed Opportunities® - NextPhase™ -- Introducing an enhanced platform solution that supports a time-segmented distribution strategy; a retirement income investment strategy designed to seek consistent income throughout retirement. Within this strategy, an investor's retirement assets are divided into segments and tagged to provide income over a specific period of time in retirement. The Managed Opportunities - NextPhase tools aim to help advisors identify the appropriate allocation needed across multiple segments as well as the target accumulation for investments within each segment so that, when harvested, they will provide the desired income throughout that period of time. A rich collection of investment products is available for implementing any given time-segmented distribution strategy, including mutual fund wrap and separate account solutions, advisor-directed portfolios, and fixed and variable annuities. Click here to read an informative article from Boomer magazine about this dynamic product, written by Dennis King, Senior VP, Business Development/Fee-Based Sales. Click here to watch an informative video interview of advisor David Wagaman discussing NextPhase.

• Managed Opportunities® Unified Managed Account -- As a technology-enabled account, the rise of the UMA has proven to offer unsurpassed benefits to both clients and their financial advisors. You can build customized portfolio models and choose from approximately 300 investment products to fund your UMA models. You have a robust set of portfolio management capabilities as well as simplified account maintenance that combines separate accounts and mutual fund wraps in one single, convenient account, plus much more.

• Financial Advisors Program (FAP) – Choose FAP when you prefer to apply your personal portfolio management skills. Mutual funds, stocks, bonds, covered call options, UITs and an eligible list of variable annuities can be included in FAP accounts. FAP is ideal if you wish to manage mutual funds for a fee. FAP offers access to more than 2,000 mutual funds. Over 1,300 funds have no ticket charges, and reduced ticket charges are available on others.
  
  Other FAP highlights include: a low $25,000 minimum account size; flexible client fee schedules; automatic monthly or quarterly client billing and fee debiting; powerful trading and rebalancing software; fee notifications incorporated into the clients’ brokerage statement; monthly online performance reports; cost basis information on your clients’ brokerage statement; and client presentation materials for both independent Investment Advisors and SAA IA representatives. Administrative fees begin at 20 basis points and can be discounted based on account size or total assets under management in this program.

 Third Party Money Management

• Managed Opportunities® -- This state-of-the-art fee-based wrap program gives advisors immediate access to many different money managers, employing both mutual fund asset allocation strategies and separate account portfolios all on one single platform! Advisors and clients have 24/7 access to their account information (holdings, transactions, tax lot accounting, and on-demand performance reporting) through the Managed Opportunities web site.
 
• The Independent Managed Asset Program (IMAP) -- Choose IMAP when you prefer leaving portfolio management to professional, independent asset managers that are available directly through the 3rd party managers. A list of approved money managers is available via our website. Money managers establish their own fee schedule and share a portion of the fee with you.
 
• Retirement Opportunities -- this is a fully disclosed, open architecture 401(k) retirement platform which uses DailyAccess Corporation’s advanced, web-based retirement platform. This program provides Securities America’s representatives with a competitively priced retirement plan solution. Call for more details.
 
• Trust Services, Premier Trust – Premier Trust provides comprehensive wealth management services, including trust administration of personal and retirement accounts, estate and financial planning, custody and investment services. Working in combination with a client's legal and other professional advisors, Premier Trust's professionals assist with every aspect of planning, including retirement, income and estate taxes, succession of the family business, transferring assets to future generations and asset protection. A distinct advantage of Premier Trust is their ability to manage client assets within a National Financial brokerage account.
 
• Trust Services, Renaissance Trust – Securities America has partnered with Renaissance Trust to offer a full complement of trust services. Renaissance Inc. is the nation’s largest independent administrator of wealth management instruments. They are the industry leader in trust administration (currently administering more than 5,000 wealth management instruments with assets in excess of $2.5 billion), legal support, consulting services and training. With a wealth of knowledge and an unparalleled depth of expertise and experience, Renaissance offers total estate planning support, including powerful charitable planning strategies. They partner with financial advisors, attorneys, accountants and planned giving officers to help clients optimize their financial resources while leaving more to charity and providing for a family legacy. Advisors can work with Renaissance on new or existing trusts.
   

Additional Proven Resources

Advisory Coaching Resources
Making the conversion to a fee-based practice has many benefits for advisors and clients. Our JumpStart Advisory Coaching Program is your proven solution for transitioning to a fee-based business. This program includes bi-weekly one-on-one coaching sessions, implementable tools and training from SAA's Advisory Consultants.

The JumpStart Advisory Workbook is a comprehensive guide to help you transition your business from a transaction-based practice to one that is fee-based. It helps you position yourself before you begin the transition and then takes you step-by-step through the transition process.

Investment Banking/Capital Markets Services
Ladenburg Thalmann Financial Services, Inc. has expertise in the investment banking arena dating back to the 1870s, offering traditional "Wall Street" products and services to advisors without bias or corporate influence. They provide access to a broad menu of institutional banking, research and capital markets services, including Initial Public Offerings, Private Equity, PIPE Offerings, Mergers and Acquisitions, Valuations and Special Purpose Acquisition Companies (SPACs).

EverBank is a strategic alliance relationship that allows you to offer competitive banking services to clients and receive compensation. Such services include home mortgages and online banking for CDs, credit cards, checking accounts and more.